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Getting Pre-Qualified

Most Real Estate agents and Lenders recommend that home buyers get pre-qualified with a lender before selecting a home to purchase.  This ensures that you will have the best information about the right price range for your pocket book.

Reasons to get pre-qualified

With pre-qualification, you can determine which load program best fits your needs and which programs you qualify for.

You will know exactly how much you are qualified for.  It's no fun to find your ideal home and then find out you can't afford it.

Your monthly payment will be set. This will allow you to budget your money before making this large investment.

It shows you what the down payment and closing costs will be.

If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money.

If you feel you would like and can afford a higher mortgage payment but are not able to meet qualifications, co-mortgage financing may be made available to you.

I make it a practice to assist with the loan process.  I can introduce you to the lender of your choice, or make a recommendation based on individual dealings.  I will be there from beginning to end.

Click here to view some Financial Institutions.

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2326 Transit Ave. Suite B
Sioux City, Iowa 51106
Contact Me
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Paul Kirwan CRS/GRI
Realty Specialists
paul@paulkirwan.com
Toll Free: 1-888-276-3332
Cell: (712) 259-0357
Office: (712) 276-3332
Fax: (712) 276-1585
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